{"@context":"https://schema.org","@graph":[{"@type":"Organization","name":"Oreno CoproR\u00e9nov","legalName":"SBA","alternateName":["ORENO","Oreno CoproR\u00e9nov"],"taxID":"FR46933906182","identifier":"933 906 182","url":"https://coprorenov.com","logo":"https://coprorenov.com/static/core/images/logo.png","sameAs":["https://www.linkedin.com/company/o-reno/","https://www.instagram.com/oreno_clermont/","https://www.facebook.com/people/Oreno-Clermont/61570466664087/"],"contactPoint":{"@type":"ContactPoint","telephone":"+33443551122","contactType":"customer service","areaServed":["FR","Auvergne-Rh\u00f4ne-Alpes","Puy-de-D\u00f4me"],"availableLanguage":"French"},"address":{"@type":"PostalAddress","streetAddress":"25 rue Joseph Desaymard","addressLocality":"Clermont-Ferrand","postalCode":"63000","addressRegion":"Auvergne-Rh\u00f4ne-Alpes","addressCountry":"FR"}},{"@type":"LocalBusiness","@id":"https://coprorenov.com/#localbusiness","name":"Oreno CoproR\u00e9nov","legalName":"SBA","alternateName":"ORENO","taxID":"FR46933906182","description":"Expert en r\u00e9novation \u00e9nerg\u00e9tique pour copropri\u00e9t\u00e9s : DPE-PPT, isolation, travaux, financement MaPrimeR\u00e9nov \u2014 Clermont-Ferrand, Riom, Puy-de-D\u00f4me (63) et France","url":"https://coprorenov.com","telephone":"+33443551122","priceRange":"\u20ac\u20ac","image":"https://coprorenov.com/static/core/images/logo.png","address":{"@type":"PostalAddress","streetAddress":"25 rue Joseph Desaymard","addressLocality":"Clermont-Ferrand","postalCode":"63000","addressRegion":"Auvergne-Rh\u00f4ne-Alpes","addressCountry":"FR"},"geo":{"@type":"GeoCoordinates","latitude":45.767612,"longitude":3.129491},"areaServed":[{"@type":"AdministrativeArea","name":"Puy-de-D\u00f4me"},{"@type":"City","name":"Clermont-Ferrand"},{"@type":"City","name":"Riom"},{"@type":"City","name":"Cournon-d'Auvergne"},{"@type":"Country","name":"France"}],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday"],"opens":"09:00","closes":"18:00"}],"aggregateRating":{"@type":"AggregateRating","ratingValue":"5.0","reviewCount":"21","bestRating":"5"}},{"@type":"WebSite","@id":"https://coprorenov.com/#website","name":"CoproR\u00e9nov","url":"https://coprorenov.com","inLanguage":"fr-FR","publisher":{"@id":"https://coprorenov.com/#localbusiness"}},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https://coprorenov.com/"},{"@type":"ListItem","position":2,"name":"Blog","item":"https://coprorenov.com/blog/"},{"@type":"ListItem","position":3,"name":"Eco Ptz Collectif Copropriete","item":"https://coprorenov.com/blog/renovation-energetique/eco-ptz-collectif-copropriete/"}]},{"@type":"BlogPosting","mainEntityOfPage":{"@type":"WebPage","@id":"https://coprorenov.com/blog/renovation-energetique/eco-ptz-collectif-copropriete/"},"headline":"\u00c9co-PTZ collectif copropri\u00e9t\u00e9 : d\u00e9marche 2026 | Oreno","description":"Comment obtenir un \u00e9co-pr\u00eat \u00e0 taux z\u00e9ro collectif pour une copropri\u00e9t\u00e9 ? Conditions, montants, banques partenaires. Guide pratique Oreno.","author":{"@type":"Person","name":"Julien Dubois"},"publisher":{"@type":"Organization","name":"Oreno CoproR\u00e9nov","logo":{"@type":"ImageObject","url":"https://coprorenov.com/static/core/images/logo.png"}},"datePublished":"11-07-2026","image":"https://coprorenov.com/static/core/images/blog/eco_ptz_collectif_copropriete.jpg"},{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Comment obtenir un \u00e9co-pr\u00eat \u00e0 taux z\u00e9ro collectif pour une copropri\u00e9t\u00e9 ?","acceptedAnswer":{"@type":"Answer","text":"1) R\u00e9aliser un audit/DPE 2) Voter les travaux en AG 3) Constituer le dossier aupr\u00e8s d'une banque partenaire 4) Chaque copropri\u00e9taire souscrit individuellement sa quote-part du pr\u00eat \u00e0 taux z\u00e9ro, calcul\u00e9e selon les tanti\u00e8mes."}},{"@type":"Question","name":"Quel est le montant maximum de l'\u00c9co-PTZ collectif par logement ?","acceptedAnswer":{"@type":"Answer","text":"Jusqu'\u00e0 50 000 \u20ac par logement pour une r\u00e9novation globale performante. Des plafonds inf\u00e9rieurs s'appliquent pour des travaux par gestes (isolation seule, chauffage seul)."}},{"@type":"Question","name":"L'\u00c9co-PTZ collectif peut-il \u00eatre cumul\u00e9 avec MaPrimeR\u00e9nov' Copropri\u00e9t\u00e9 et les CEE ?","acceptedAnswer":{"@type":"Answer","text":"Oui. Les subventions MPR et CEE r\u00e9duisent le co\u00fbt des travaux ; l'\u00c9co-PTZ finance le reste \u00e0 charge \u00e0 0 % d'int\u00e9r\u00eat. Oreno optimise ce cumul via son ing\u00e9nierie financi\u00e8re."}},{"@type":"Question","name":"Que se passe-t-il si un copropri\u00e9taire refuse de souscrire l'\u00c9co-PTZ ?","acceptedAnswer":{"@type":"Answer","text":"Sa quote-part devra \u00eatre pay\u00e9e via un appel de fonds classique ou le fonds de travaux. L'\u00c9co-PTZ n'impose pas de solidarit\u00e9 entre copropri\u00e9taires : chacun choisit son mode de financement."}},{"@type":"Question","name":"Quelle dur\u00e9e de remboursement pour l'\u00c9co-PTZ collectif ?","acceptedAnswer":{"@type":"Answer","text":"Jusqu'\u00e0 20 ans pour une r\u00e9novation globale, 15 ans pour certains gestes isol\u00e9s. Sans int\u00e9r\u00eats, ce qui limite fortement le co\u00fbt total du cr\u00e9dit."}}]}]}